Understanding Credit and Credit Scores

Ever Velazquez

Schools First Credit Union


We will discuss what credit is, and best practices to help you utilize credit wisely. We will review credit scores and how they are calculated and all the ways it can affect your life. We will also share resources available to help navigate individual credit needs and scenarios.


Track:  Self Care/Mental Wellness





Ever Velazquez is certified financial education instructor and Financial Education Specialist with 15 years of banking and financial services experience. He has been with SchoolsFirst Federal Credit Union for 9 years and has held various positions at commercial banks prior to working for SchoolsFirst FCU. Ever helps support SchoolsFirst FCU mission to help Members and communities they serve achieve financial wellness and security through informative in-classroom presentations, seminars and workshops across the state.



The UCR Staff Conference is a two-day event created by and for UC Riverside staff, co-hosted by UCR Staff AssemblyLeaders of Excellence and Distinction (LEAD), and Human Resources Employee and Organizational Development.


Our 2023 event will include three official tracks: driving your career forwardself care / mental wellness; and creating & nurturing a culture of respect.


The conference will take place virtually on Crowdcast on Tuesday, March 28 and Wednesday, March 29, 2023.


View the full schedule here, and register here.

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